Author: Jordan

If you were born on June 24, your tarot cards reveal a year of powerful transformation, meaningful relationships, financial growth, personal freedom, and exciting new possibilities. This is a year that encourages you to release what no longer serves you, embrace a fresh perspective, and step confidently toward the future you deserve.Birthday horoscope (Pinterest )Overall EnergyThe Hanged Man suggests that the year may begin with a period of reflection, reassessment, or temporary delays. While some plans may seem slow to develop, these pauses are not setbacks. Instead, they are offering valuable insight and helping you see situations from a new…

Hello, my name is Divyanshu Verma, and I am a recent graduate of the University of Wisconsin-Milwaukee. I helped found Verma Research Capital (VRC), a quantitative hedge fund focused on using technology, artificial intelligence and mathematical research to improve investment decision-making in asset management. I am an international student from India, and I just completed my master’s in computer science in May 2025. During my time at the university, I was actively involved in financial markets and served as a Quantitative Portfolio Manager in the Student Investment Club, where I worked on portfolio analysis, investment research and risk management. I…

Barclays is reducing rates across a broad range of residential and buy-to-let mortgage products from 24 June, with cuts of up to 36 basis points and the launch of new fixed-rate and offset products. The lender has announced widespread repricing across its residential and buy-to-let ranges, covering both purchase and remortgage business. Within its residential remortgage range, Barclays has reduced a number of two-year, three-year and five-year fixed-rate products. The largest reduction is on its Great Escape two-year fixed-rate remortgage at 80% loan-to-value (LTV), which falls by 20 basis points from 5.36% to 5.16%. Other notable changes include the two-year…

DPC Holdings Limited, operating as Doncasters, has priced its initial public offering of 27,858,585 ordinary shares at $33.00 per share, according to a company statement. The offering was upsized, with gross proceeds expected to reach approximately $919.3 million before underwriting discounts, commissions, and estimated offering expenses. Doncasters has granted underwriters a 30-day option to purchase an additional 4,178,787 shares, which would bring total gross proceeds to approximately $1.06 billion if exercised in full. The ordinary shares are expected to begin trading on the New York Stock Exchange under the ticker symbol on June 25, 2026, with the offering expected to…

Shopping for platinum jewellery, especially of the bridal variety, has become more expensive in the past year thanks to the 35% improvement in the metal’s price. But for a good deal, look no further than putting a diamond in it.Prices for 1ct-1.2ct diamonds have fallen between 35% and 40% over the same period. Given that platinum is a small part of a diamond jewellery piece, its price has inflated much less than implied by the screen-traded metal price. “In effect, these depressed diamond prices have subsidised the cost of higher metal input costs, and platinum is a beneficiary of the…

Reading Time: 2 minutes Syndicates buying top bulls with overseas partners have meant record bull prices keep being smashed every week. This week an Angus New Zealand record price was achieved when Kaharau Angus sold Lot 3 24V314 for a whopping $220,000. The bull was purchased by Rolling Rock Angus, Te Akau, and Earnscleugh High Country Genetics, Alexandra, alongside a semen-sharing partnership with Ardrossan Angus from Australia. Kaharau Angus owner Penny Hoogerbrug said the syndicate that bought the bull will breed from him, with the bull remaining in New Zealand, but with the possibility of him being used further afield…

Upcoming changes to the federal student loan system could soon have a major impact on how you pay for medical school. Starting on July 1, 2026, the Grad PLUS loan program will be eliminated, and Direct Unsubsidized Loans for graduate students will have new borrowing caps.  Enacted through the One Big Beautiful Bill Act (OBBBA), these changes could create significant funding gaps for future medical students, especially those attending high-cost programs. Here’s more on how the rules are shifting, along with alternative financing options you can explore to pay for medical school.  New federal limits for medical school loans Medical…

Two-year fixed BTL purchase deals with an £899 fee have been cut from 5.05% to 4.80% at 60% LTV and from 5.15% to 4.92% at 75% LTV. Five-year fixed equivalents fall from 5.05% to 4.69% at 60% LTV and from 5.10% to 4.89% at 75% LTV. Green Home BTL five-year fixed rates have dropped from 4.95% to 4.59% at 60% LTV and from 5.00% to 4.79% at 75% LTV. The fee-free two-year fixed BTL remortgage at 75% LTV has fallen from 5.50% to 5.10%, while the £999-fee equivalent has moved from 5.05% to 4.88%. The fee-free five-year fixed at 75%…

The case for AI in mortgage broking rests heavily on data. Lenders publish criteria and rates publicly, creating a large and accessible information base. The difficulty lies in cross-referencing multiple criteria points simultaneously – something Phillips believes AI is well suited to handle. “When you are trying to find a lender that will accept three or more criteria points that can be extremely complex and time consuming and it’s easy to miss opportunities simply because the lenders wording is ambiguous or spread across multiple large documents,” he said. “Humans are simply not great at retaining all that data in their minds…

Gold is nursing losses early Thursday, looking to retest seven-month lows near $3,950, following a failed recovery attempt above the $4,000 threshold.  Gold: More downside in store?As analysed a week ago, Gold remains a lose-lose trade amid increased bets of at least two US Federal Reserve (Fed) interest rate hikes this year, with the first one as early as September.Elevated inflation levels, combined with a surprisingly hawkish-sounding new Fed Chair, Kevin Warsh, have doubled down on Fed rate hike bets, bolstering the US Dollar (USD) uptrend while spelling doom for the non-yielding Gold.The Greenback also remains underpinned by expectations of a…